by Jennifer B. Coca
Temp car insurance comes in handy for a few different reasons. The most common reason someone would buy this type of insurance, however, is when they rent or borrow someone's car. If you don't have your own car insurance, this is mandatory when you rent a car.
If you rent a car and choose to purchase their insurance, this is actually temp insurance. Many drivers who already have high levels of car insurance still choose this type of insurance when renting, mainly because it will cover the total loss of the rental vehicle without incurring any additional out of pocket expenses.
No matter what type of car insurance you may have on your vehicle, if you do have coverage, your policy most likely does not cover you in the event of any significant damage to someone else's vehicle, and most probably doesn't cover the cost to cover the new replacement cost of a vehicle. Only gap insurance will do this, and most people don't carry it because it can be expensive. However, the insurance from a rental agency does include gap insurance.
If you happen to be borrowing a car from someone for a few days, it's always a good idea to get the temp insurance while you have the car. Even though this person probably has car insurance already, it most likely doesn't have you as a driver on the policy.
Although many insurers cover guest drivers, there is no guarantee a claim will be paid if you're driving.
If you do need this type of auto insurance, it's much easier to find these special policies online. A policy can be purchased immediately, for a specific time period, and you will get proof of insurance to print out once you pay. - 41115
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New Unique Article!
Title: What's Really Happening With Temp Car Insurance
Author: Jennifer B. Coca
Email: 4registration@gmail.com
Keywords: girls,cheap,car,insurance,auto,no,credit,check,temporary,compare
Word Count: 292
Category: Finance:Credit
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